Data Privacy
What is this privacy policy about?
HANCA GMBH (hereinafter also referred to as „HANCA„, „we„, „us„) obtains and processes personal data concerning you or other persons (so-called „third parties„). We use the term „data“ here synonymously with „personal data“ or „personal information„.
„Personal data“ within the meaning of Article 5 lit. a FADP refers to data relating to an identified or identifiable natural person, i.e. it is possible to draw conclusions about their identity on the basis of the data itself or with corresponding additional data. „Particularly sensitive personal data“ within the meaning of Article 5 lit. c FADP is a category of personal data that is particularly protected by the applicable data protection law. For example, data revealing racial and ethnic origin, health data, information on religious or philosophical beliefs, biometric data for identification purposes and information on trade union membership are considered particularly sensitive personal data. As a rule, we do not process any particularly sensitive data. In section 3, you will find information on the data that we process within the scope of this privacy policy.
„Processing“ within the meaning of Article 5 lit. d FADP means any handling of personal data, e.g. obtaining, storing, using, adapting, disclosing and deleting.
Legal entities are no longer covered by the new Data Protection Act. Only natural persons are now protected in accordance with Article 2 FADP. We mainly process the data of legal persons. We conclude separate confidentiality agreements for their protection. The following statements are only made because the processing of our clients‘ data may also include data, e.g. of their employees. They also serve as general information.
In this privacy policy, we describe what we do with your data when you use hanca.ch (hereinafter „website“), purchase our services or products, are otherwise in contact with us under a contract, communicate with us or otherwise have dealings with us. If necessary, we will inform you of additional processing activities not mentioned in this Privacy Policy by means of a timely written notification. In addition, we may inform you separately about the processing of your data, e.g. in declarations of consent, contractual conditions, additional data protection declarations, forms and notices.
If you transmit or disclose data about other persons to us, we assume that you are authorized to do so and that this data is correct. By transmitting data about third parties, you confirm this. Please also ensure that these third parties have been informed about our privacy policy.
This privacy policy is designed to meet the requirements of the EU General Data Protection Regulation („GDPR„) and the Swiss Data Protection Act („DPA„). However, whether and to what extent these laws are applicable depends on the individual case.
Who is responsible for processing your data
HANCA GMBH, 6300 Zug, is responsible under data protection law for the data processing by HANCA described in this data protection declaration, unless otherwise communicated in individual cases (e.g. HANCA acts only as a processor within the meaning of Art. 5 lit. k FADP). It is the contractual partner for the provision of services.
According to Article 5 lit. j FADP, for each data processing operation there are one or more entities that are responsible for ensuring that the processing complies with the requirements of data protection law. This body is called the controller. It is responsible, for example, for responding to requests for information (section 10) or ensuring that personal data is secured and not used in an unauthorized manner.
Other bodies may also be jointly responsible for the data processing described in this privacy policy if they are involved in deciding on the purpose or design. If you would like information on the individual controllers for a specific data processing operation, you are welcome to request information from us within the scope of the right to information within the meaning of Article 25 FADP (Section 10). HANCA remains your primary contact, even if there are other joint controllers.
In section 3, section 7 and section 12 you will find further information on third parties with whom we work and who are responsible for their processing. If you have any questions or wish to exercise your rights vis-à-vis these third parties, please contact them directly.
You can contact us as follows for your data protection concerns and to exercise your rights in accordance with section 10:
HANCA GMBH
Sumpfstrasse 26
CH-6302 Zug
dataprotection@hanca.ch
What data do we process?
We process various categories of data. The most important categories are as follows:
Communication data
If you contact us via the contact form, by e-mail, telephone or chat, by letter or by other means of communication, we collect the data exchanged between you and us, including your contact details and the marginal data of the communication. If we want or need to establish your identity, e.g. if you request information, we collect data to identify you (e.g. a copy of an identity document).
Communication data includes your name and contact details, the manner, place and time of communication and, as a rule, its content (i.e. the content of e-mails, letters, chats, etc.). This data may also contain information about third parties. We may also process your ID card data for identification purposes.
Master data
We define master data as the basic data that we require in addition to the contract data (see below) for the processing of our contractual and other business relationships or for marketing and advertising purposes or customer care, such as name, address, e-mail address, telephone number and other contact details, gender, date of birth, nationality, details of associated persons, copies of ID cards; furthermore, details of your relationship with us (customer, employee, supplier, visitor, service recipient, etc.), information e.g. about the customer, employee, supplier, visitor, service recipient etc., information about your relationship with us (customer, employee, supplier, visitor, service recipient etc.). We also collect information about your relationship with us (customer, employee, supplier, visitor, service recipient, etc.), information e.g. about your role and function, information about our interactions with you (possibly a history of these with corresponding entries), customer history, powers of attorney, signature authorizations and declarations of consent; or official documents (e.g. extracts from the commercial register, authorizations, etc.) that relate to you. We collect payment details such as your bank details, account number and credit card details. Information about third parties, e.g. contact persons, recipients of benefits or representatives, is also part of the master data.
We process your master data if you are a customer or other business contact or are working for such a person (e.g. as a contact person of the business partner); or because we wish to contact you for our own purposes or the purposes of a contractual partner (e.g. as part of marketing and advertising, with invitations to events, with newsletters, etc.). We receive master data from you yourself, from bodies for which you work or from third parties such as our contractual partners.
In the case of contact persons and representatives of our customers, suppliers and partners, we process master data such as name and address, information on role, function in the company, qualifications and, if applicable, information on superiors, employees and subordinates and information on interactions with these persons. Master data is not collected comprehensively for all contacts. Which data we collect in detail depends in particular on the purpose of the processing.
Contract data
Contract data includes information about the conclusion of the contract, e.g. type and date of conclusion of the contract, information from the application process (such as an application for our products or services) and information about the contract in question (e.g. its duration) and the processing and administration of the contracts (e.g. information in connection with invoicing, customer service, support in technical matters and the enforcement of contractual claims). Contract data also includes information about defects, complaints and adjustments to a contract as well as financial data such as information about creditworthiness (i.e. information that allows conclusions to be drawn about the probability that claims will be settled), reminders and debt collection. We receive some of this data from you (e.g. when you make payments), but also from debt collection agencies and from publicly accessible sources (e.g. a commercial register).
Company data
In order for us to provide our services, we require the relevant information and data from our customers or from third parties acting on the instructions of the respective customer. The data required may vary depending on the service. We only collect the data that is required for the agreed purposes and we ask our customers to only provide us with personal data if this is necessary for these purposes. We ask our customers to provide the data subjects with the necessary information about the use of the data in accordance with our privacy policy.
Given the variety of services we provide to our customers, we process many categories of data, including
– Contact information (first name, last name, e-mail, mobile, etc.);
– Business activities;
– Information about management and employees;
– internal processes and procedures;
– IT systems of the company;
– Financial (possibly also tax) details, expenses and investments;
– pay slips;
Other data
We also collect data in other situations. For example, in connection with any official or legal proceedings, data is collected (such as files, evidence, etc.) that may also relate to you. Or, for example, we may also collect data for health protection reasons (e.g. as part of protection concepts).
How do we obtain the data?
You provide us with much of the data mentioned in this section 3 yourself (e.g. via forms, as part of communication with us, in connection with contracts, etc.). You are not obliged to do so, subject to individual cases, e.g. within the framework of binding protection concepts (legal obligations). If you wish to conclude contracts with us or claim services, you must also provide us with data as part of your contractual obligation in accordance with the relevant contract, in particular master data and contract data.
If you or a person you represent (e.g. your employer) wishes to conclude or fulfill a contract with us, we must collect the corresponding master data, contract data and communication data from you. If you do not provide us with the data required for the conclusion and execution of the contract, you must expect that we will refuse to conclude the contract, that you will commit a breach of contract or that we will not fulfill the contract. Similarly, we can only send you a response to a request from you if we process the relevant communication data.
Insofar as this is not inadmissible, we also obtain data from publicly accessible sources (e.g. debt collection registers, land registers, commercial registers, media or the Internet including social media), from authorities and from other third parties (such as contractual partners).
What information do we receive about you from third parties?
The categories of personal data that we receive about you from third parties include, in particular, information from public registers, information that we obtain in connection with official and legal proceedings, information in connection with your professional functions and activities (so that we can, for example (e.g. so that we can conclude and process transactions with your employer with your help), information about you in correspondence and meetings with third parties, credit information (insofar as we process transactions with you personally), information about you that people from your environment (family, advisors, legal representatives, etc.) give us so that we can conclude contracts with you. This includes, for example, references, your address for deliveries, powers of attorney, information on compliance with legal requirements such as anti-fraud, anti-money laundering, anti-terrorism and export restrictions, information from banks, insurance companies and sales and other contractual partners of ours on the use or provision of services by you (e.g. payments, purchases, etc.). information from the media and the Internet about your person (insofar as this is indicated in the specific case, e.g. in the context of an application, marketing/sales, press review, etc.).
For what purposes do we process your data?
We process your data for the purposes explained below. These purposes and the underlying objectives represent our legitimate interests. You will find further information on the legal basis for our processing in section 5.
Communication
We process your data for purposes in connection with communication with you, in particular in connection with our offers and services, to respond to inquiries and assert your rights (Section 10) and to contact you in the event of queries. In particular, we use communication data and master data for this purpose.
Contractual relationships
We process data for the recording, administration and processing of contractual relationships. We conclude contracts of all kinds with our business and private customers, with suppliers, subcontractors or other contractual partners, e.g. partners in projects. In particular, we process master data, contract data and communication data.
As part of the business initiation process, personal data – in particular master data, contract data and communication data – is collected from potential customers or other contractual partners or results from communication. We also process data in connection with the conclusion of the contract for the opening of the customer relationship.
As part of the processing of contractual relationships, we process data for the management of the customer relationship, for the provision and collection of contractual services (which may also include the involvement of our partners or other third parties), for advice and for customer support. The enforcement of legal claims arising from contracts (debt collection, legal proceedings, etc.) is also part of processing, as is accounting or the termination of contracts.
Marketing and customer care
Data for marketing purposes and for customer care, e.g. to send our customers and other contractual partners personalized advertising about our products and services. This may take place, for example, in the form of newsletters and other contacts (electronically, by post, by telephone), via other channels for which we have contact information from you, but also as part of individual marketing campaigns (e.g. events). You can refuse such contacts at any time (Section 5) or refuse or revoke your consent to being contacted for advertising purposes.
Relationship management also includes contacting existing customers and their contacts. As part of relationship management, we may also operate a customer relationship management system („CRM“), in which we store the data on customers, suppliers and other business partners required for relationship management, e.g. on contact persons, relationship history (e.g. on products and services purchased or supplied, interactions, etc.), interests, wishes, marketing measures (newsletters, invitations to events, etc.) and other information.
This data processing is carried out on the basis of a legitimate interest of HANCA. There is a legitimate economic interest in informing HANCA’s customers about its own offers and events in order to establish and maintain a long-term customer relationship.
Security
We may also process your data for security purposes and for access control. We continuously review and improve the appropriate security of our IT and other infrastructure (e.g. buildings). Like all companies, we cannot rule out data security breaches with absolute certainty, but we do what we can to reduce the risks. We therefore process data e.g. for checks, analyses and tests of our networks and IT infrastructures, for system and error checks, for documentation purposes and as part of backup copies. Access controls include controlling access to electronic systems (e.g. logging in to user accounts) as well as physical access control (e.g. building access).
Laws and regulations
We process personal data to comply with laws, instructions and recommendations from authorities and internal regulations („compliance“). This includes, for example, the implementation of health and safety concepts or the legally regulated fight against money laundering and the financing of terrorism. In certain cases, we may be obliged to make certain inquiries about customers („Know Your Customer“) or to submit reports to authorities.
The fulfillment of disclosure, information or reporting obligations, e.g. in connection with regulatory and tax obligations, also requires or entails data processing, e.g. the fulfillment of archiving obligations and the prevention, detection and clarification of criminal offenses and other violations. This also includes the receipt and processing of complaints and other reports, the monitoring of communications, internal investigations or the disclosure of documents to an authority if we have sufficient reason to do so or are legally obliged to do so. Your personal data may also be processed in the case of external investigations, e.g. by a law enforcement or supervisory authority or a commissioned private body. For all these purposes, we process your master data, contract data and communication data in particular. The legal obligations may relate to Swiss law, but also to foreign regulations to which we are subject, as well as self-regulation, industry standards, our own corporate governance and official instructions and requests.
Risk management
We also process data for the purposes of our risk management and in the context of prudent corporate governance, including business organization and corporate development. For these purposes, we process master data, contract data and communication data in particular. For example, as part of the planning of our resources and organization of our business, we may enter into partnerships, which may also lead to the exchange and processing of data (including from you, e.g. as a customer or supplier).
Other purposes
We may process your data for other purposes, e.g. as part of our internal processes and administration or to further develop our business activities.
These additional purposes include, for example, administrative purposes (such as the management of master data, accounting and data archiving and the testing, management and ongoing improvement of IT infrastructure), the protection of our rights (e.g. to enforce claims in court, in or out of court and before authorities in Switzerland and abroad or to defend ourselves against claims, for example by preserving evidence, conducting legal investigations and participating in court or official proceedings) and the evaluation and improvement of internal processes.
On what basis do we process your data?
If we ask for your consent for certain processing, we will inform you separately about the corresponding purposes of the processing. You can revoke your consent at any time with effect for the future by sending us written notification (by post) or, unless otherwise stated or agreed, by e-mail; our contact details can be found in Section 2. As soon as we have received notification of the revocation of your consent, we will no longer process your data for the purposes to which you originally consented, unless we have another legal basis for doing so. The withdrawal of your consent does not affect the lawfulness of processing based on consent before its withdrawal.
Where we do not ask for your consent for processing, we base the processing of your personal data on the fact that the processing is necessary for the initiation or execution of a contract with you (or the body you represent) or that we or third parties have a legitimate interest in it, in particular to pursue the purposes described above under Section 4 and the associated objectives and to be able to carry out corresponding measures. Our legitimate interests also include compliance with legal regulations, insofar as this is not already recognized as a legal basis by the applicable data protection law.
If we receive sensitive data (e.g. health data, information on political, religious or ideological views or biometric data for identification purposes), we may also process your data on the basis of other legal grounds, e.g. in the event of disputes due to the necessity of processing for any legal proceedings or the enforcement of or defense against legal claims. In individual cases, other legal grounds may apply, which we will communicate to you separately if necessary.
To whom do we disclose your data?
We only pass on personal data to third parties if we are authorized to do so (by contract or by law). When we share data with third parties, we put in place agreements and security mechanisms to protect the data and comply with our privacy, confidentiality and security standards.
In connection with our contracts, the website, our services and products, our legal obligations or otherwise to protect our legitimate interests and the other purposes listed in Section 4, we also transfer your personal data to third parties, in particular to the following categories of recipients:
Service provider
We work with service providers in Switzerland and abroad who process data about you on our behalf or under joint responsibility with us or who receive data about you from us under their own responsibility (e.g. IT providers, shipping companies, cleaning companies, banks, insurance companies, debt collection companies, etc.). Our central service providers in the IT sector are Microsoft and Swisscom. To enable us to provide our products and services efficiently and concentrate on our core competencies, we procure services from third parties in numerous areas. These services include IT services, the dispatch of information, marketing, sales, communication and printing services, facility management, security and cleaning, the organization and execution of events and receptions, debt collection and services from consulting firms, lawyers, banks and insurance companies. We provide these service providers with the data required for their services, which may also concern you. In addition, we conclude contracts with these service providers that contain provisions for the protection of data, insofar as this is not required by law. Service providers provide information about their independent data processing in their own data protection declarations.
Contractual partners and customers
This initially refers to customers (e.g. service recipients) and other contractual partners of ours, because this data transfer arises from these contracts. If you work for such a contractual partner yourself, we may also transfer data about you to them in this context. The recipients also include contractual partners with whom we cooperate. Cooperation partners receive selected master and contract data from us so that they in turn can provide their services. If you act as an employee for a company with which we have concluded a contract, the processing of this contract may result in us informing the company, for example, that you have taken part in a workshop.
Authorities
We may disclose personal data to offices, courts and other authorities in Switzerland and abroad if we are legally obliged or entitled to do so or if this appears necessary to protect our interests. Cases of application are, for example, criminal investigations, police measures (e.g. health protection concepts), regulatory requirements and investigations, legal proceedings, reporting obligations and pre- and extrajudicial proceedings as well as statutory information and cooperation obligations. Data may also be disclosed if we wish to obtain information from public authorities, e.g. to justify an interest in obtaining information or because we need to say about whom we require information (e.g. from a register).
Other people
This refers to other cases where the inclusion of third parties results from the purposes in accordance with Section 4. Other recipients are, for example, delivery recipients or third-party payment recipients other than those specified by you, other third parties also in the context of agency relationships (e.g. if we send your data to your lawyer or your bank) or persons involved in official or legal proceedings. We may enter into partnerships as part of our corporate development, which may also result in the disclosure of data (including from you, e.g. as a customer or supplier).
All these categories of recipients may in turn involve third parties, so that your data may also become accessible to them. We can restrict the processing by certain third parties (e.g. IT providers), but not by other third parties (e.g. authorities, banks, etc.).
Will your personal data also be sent abroad?
As explained in section 6, we also disclose data to other bodies. These are mainly, but not only, located in Switzerland. Your data is generally processed in Switzerland, but also in Europe and, in exceptional cases, in any country in the world.
If a recipient is located in a country without adequate legal data protection, we contractually oblige the recipient to comply with the applicable data protection law (we use the revised standard contractual clauses of the European Commission for this purpose), unless the recipient is already subject to a legally recognized set of rules to ensure data protection or we cannot rely on an exemption clause.
How long do we process your data?
We process your data for as long as required by our processing purposes (Section 4), the statutory retention periods and our legitimate interests in processing for documentation and evidence purposes, or if storage is technically necessary. As a rule, we store your data for 10 years from the last contractual activity, but at least from the end of the contract. If there is no contract, the period is 2 years from the last exchange with you. Documents of rejected applicants will be deleted immediately after rejection. If there are no legal or contractual obligations to the contrary, we will delete or anonymize your data at the end of the storage or processing period as part of our normal processes.
Documentation and evidence purposes include our interest in documenting processes, interactions and other facts in the event of legal claims, discrepancies, IT and infrastructure security purposes and proof of good corporate governance and compliance. Retention may be required for technical reasons if certain data cannot be separated from other data and we therefore have to retain it with the other data (e.g. in the case of backups or document management systems).
How do we protect your data?
HANCA is actively committed to data protection. Only the persons entrusted with the processing have access to the personal data. The data is therefore treated with the utmost confidentiality within HANCA.
We take appropriate security measures to protect the confidentiality, integrity and availability of your personal data, to protect it against unauthorized or unlawful processing and to counteract the risks of loss, unintentional alteration, unwanted disclosure or unauthorized access.
Security measures of a technical and organizational nature may include, for example, measures such as the encryption and pseudonymization of data, logging, access restrictions, the storage of backup copies, instructions to our employees, confidentiality agreements and controls. We protect your transmitted data in transit using suitable encryption mechanisms. However, we can only secure areas that we control. We also oblige our contract processors to take appropriate security measures. However, security risks cannot generally be completely ruled out; residual risks are unavoidable.
As a rule, HANCA requires the client to provide the necessary laptops etc. for the performance of the services so that the documents are processed by the respective client and not by HANCA. If the documents are nevertheless processed at HANCA itself, secure data carriers are used for this purpose.
What rights do you have?
The applicable data protection law grants you the following rights:
Access to personal data
In accordance with Articles 19, 25 and 28 FADP, you have a right of access to the personal data that we have stored as the controller. You can exercise this right by sending us an email to hello@hanca.ch. We endeavor to respond to all requests for information within the legally prescribed period pursuant to Article 25(7) FADP (currently 30 days).
Change of personal data
To update the personal data you have provided to us, you can email us at hello@hanca.ch.
As soon as we are informed that personal data processed by us is no longer accurate, we will make the appropriate corrections based on your updated information, insofar as this is possible in practice. This is processing within the meaning of Article 5 lit. d GDPR.
Withdrawal of consent
In principle, we do not process personal data on the basis of consent. As a rule, we can rely on another legal basis. If we process personal data on the basis of consent, the data subjects have the right to withdraw their consent at any time. If you wish to withdraw your consent to the processing of your personal data, please send us an email to hello@hanca.ch.
Deletion of personal data
You have the right to request the deletion of your personal data if there is a legally relevant reason. To request the deletion of your personal data, please send an e-mail to hello@hanca.ch and let us know why you wish the data to be deleted. We will inform you of the outcome of your request. Please note that we may not be able to provide our services correctly or at all without your data.
Right to lodge a complaint with a supervisory authority
You have the right to lodge a complaint with a data protection supervisory authority if you believe that the processing of your personal data violates data protection law. In Switzerland, this is the Federal Data Protection and Information Commissioner FDPIC.
The consequences of a complaint are governed by Article 49 below and Article 60 FADP.
Other rights of the data subject
In addition to the rights listed above, individuals may have other rights in relation to the personal data we hold, e.g. the right to restrict or object to the processing of personal data by us and the right to data portability. These rights are regulated in Article 25 of the following DPA. If you wish to exercise these rights, please send an email to hello@hanca.ch.
Exercise
If you wish to exercise the above rights against us, please contact us in writing, at our premises or, unless otherwise stated or agreed, by e-mail; our contact details can be found in Section 2. In order for us to rule out misuse, we must identify you (e.g. with a copy of your identity card, unless otherwise possible).
Please note that these rights are subject to conditions, exceptions or restrictions under the applicable data protection law (e.g. to protect third parties or business secrets). We will inform you accordingly if necessary.
In particular, we may need to further process and store your personal data in order to fulfill a contract with you, to protect our own legitimate interests, such as the assertion, exercise or defense of legal claims, or to comply with legal obligations. Where legally permissible, in particular to protect the rights and freedoms of other data subjects and to protect legitimate interests, we may therefore refuse a data subject’s request in whole or in part (e.g. by blacking out certain content relating to third parties or our business secrets).
If you do not agree with our handling of your rights or data protection, please let us or our data protection officer (Section 2) know. In particular, if you are located in the EEA, the United Kingdom or Switzerland, you also have the right to lodge a complaint with the data protection supervisory authority in your country.
Website
HANCA GMBH is the data controller within the meaning of Article 5 lit. j GDPR, which collects the data provided by a visitor to this website. By submitting data on this website, a visitor expressly agrees to the use of the data in accordance with this privacy policy, including the (cross-border) transmission of the data collected on the website to fulfill the voluntarily submitted request.
In principle, no registration is required for visitors to gain access to the areas of the website. However, visitors have the option of sending contact e-mails via the website. The messages contain the user’s name and e-mail address as well as any additional information the user may wish to include in the message.
It is not the intention of HANCA to seek sensitive information through our website. If you choose to provide sensitive information for any reason, HANCA assumes that you expressly consent to the use of that information in the manner described in this Privacy Policy.
Personally identifiable information provided to HANCA through its website is provided voluntarily by visitors.
With SSL/TLS encryption
Our website uses SSL/TLS encryption for security reasons and to protect the transmission of confidential content, such as requests that you send to us as the site operator. You can recognize an encrypted connection by the fact that the address line of the browser changes from „“http://““ to „“https://““ and by the lock symbol in your browser line.
If SSL or TLS encryption is activated, the data you transmit to us cannot be read by third parties.
Do we use online tracking and online advertising techniques?
No. No cookies are used on our website. No website statistics are compiled and therefore your IP address is not passed on to third parties for statistical purposes. No automated decision making or profiling is carried out. We do not use online tracking or online advertising techniques.
The IP addresses are not used or analyzed by us.
Links form third parties
In several places, hanca.ch may link to other websites that are not subject to the data protection practices of hanca.ch. When visitors follow links to other websites, HANCA’s privacy practices no longer apply. We recommend that visitors read the privacy policy of each website before disclosing any personal data.
Applicants
When you apply, we collect and use the information provided to clarify whether you are suitable for the position and to contact you. If you enter into an employment relationship with us, contractual agreements govern the use of your personal data by us. If your application is rejected, we will delete your data immediately after the rejection.
Children
HANCA recognizes the importance of protecting children’s privacy, especially in an online environment. Our website and services are not intentionally designed for or directed at children. It is HANCA’s practice never to knowingly collect or store information about anyone under the age of 16.
Disclaimer
Personal data
When HANCA stores personal data, HANCA assumes responsibility for accurately recording the information once a visitor has submitted and verified the data. HANCA assumes no responsibility for the ongoing verification of the accuracy of the content of personal data.
Website
All information on our website has been carefully checked. We make every effort to ensure that the information we provide is up-to-date, correct and complete. Nevertheless, the occurrence of errors cannot be completely ruled out, so that we cannot accept any liability for the completeness, accuracy and topicality of the information, including journalistic and editorial information. Liability claims relating to material or non-material damage caused by the use or non-use of the information provided or by the use of incorrect or incomplete information are fundamentally excluded.
The publisher may change or delete texts at its own discretion and without prior notice and is not obliged to update the contents of this website. The use of or access to this website is at the visitor’s own risk. The publisher, its customers or partners are not responsible for any damages, such as direct, indirect, incidental or consequential damages, allegedly caused by visiting this website and consequently assume no liability for such damages.
The publisher also accepts no responsibility or liability for the content and availability of third-party websites that can be accessed via external links from this website. The operators of the linked pages are solely responsible for their content. The publisher therefore expressly distances itself from all third-party content which may be relevant under criminal or liability law or which is contrary to public decency.
The author accepts no liability for the correctness, accuracy, up-to-dateness, reliability and completeness of the information.
Liability claims against the author for damages of a material or immaterial nature arising from access to or use or non-use of the published information, through misuse of the connection or through technical faults are excluded.
All offers are subject to change. The author expressly reserves the right to change, supplement or delete parts of the pages or the entire offer without prior notice or to discontinue publication temporarily or permanently.
Copyrights Website
In accordance with Article 2 of the Federal Act on Copyright and Related Rights (Copyright Act, CopA), the copyright and all other rights to the content, images, photos or other files on the website belong exclusively to the operator of this website or the specifically named rights holders. The written consent of the copyright holder must be obtained in advance for the reproduction of all files.
Anyone who commits a copyright infringement without the consent of the respective copyright holder may be liable to prosecution and may be subject to claims for damages.
Amendment of the privacy policy
We may amend this privacy policy at any time. The version published on this website is the current version.
Last updated: 17.01.2024